Senior Manager, AML Compliance (San Francisco) Job at Flex, San Francisco, CA

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  • Flex
  • San Francisco, CA

Job Description

Flex is a growth-stage, NYC headquartered FinTech company that is creating the best rent payment experience. Its hard to believe that its 2025 and paying rent on time is expensive, inflexible, and difficult. Were here to change that! Flex enables our users to pay rent throughout the month on a schedule that better fits their finances and budget. Our mission is to empower as many renters as possible with flexibility over their most significant recurring expense.

About the role

The Senior Manager of AML Compliance is pivotal in safeguarding Flex against financial crime by owning and advancing the FinCrime Governance program. This role will be responsible for leading governance functions, including quarterly product gap analyses, Bank Partner oversight, and Quality Assurance (QA) oversight. The position requires a high degree of data comfort, utilizing analytical tools like SQL to query and interpret data, identify patterns, and flag anomalies. Advanced spreadsheet proficiency is essential for the clear organization and presentation of findings. As needed, this position will also support in-depth customer due diligence (CDD) and transactional activity reviews. This role demands meticulous attention to detail, robust problem-solving abilities, and an unwavering commitment to AML regulatory compliance.

The ideal candidate will be deeply committed to upholding financial system integrity, excel in data-driven environments, and possess exceptional communication skills for effective escalation and reporting. This is a critical role where your insights will directly bolster our commitment to a compliant and secure business.

This is a hybrid position with on-site expectations of 3 days per week in our New York or SF Headquarters. For candidates outside of the NY/NJ/SF area, you may be eligible for our relocation assistance program.

What youll do

  • Lead the development, maintenance, and implementation of FinCrime policies and procedures, ensuring robust program governance.
  • Contribute to the strategic development and implementation of Flexs suspicious activity detection program.
  • Collaborate with cross-functional teams (Risk, Product, and Operations) to address AML-related issues, ensuring regulatory alignment and seamless integration for new products.
  • Identify and drive opportunities to improve and automate monitoring processes, enhancing the efficiency and accuracy of financial crime detection.
  • Leverage analytical skills, including SQL, to extract, manipulate, and analyze large datasets for risk assessments, QA oversight, and program enhancement.
  • Conduct manual account and transaction level reviews to identify unusual patterns and escalate suspicious activity.
  • Stay current with evolving regulatory requirements and industry best practices to proactively manage FinCrime risks and ensure Flex's continuous compliance posture.
  • Bachelors degree in Finance, Business or related field.
  • 5-7 years of experience in AML compliance.
  • Strong analytical, writing and project management skills.
  • Experience conducting investigations and drafting Suspicious Activity Reports (SARs)
  • Familiarity with SQL queries and experience with synthesizing large data sets.
  • Experience with AML compliance tools or transaction monitoring systems.
  • Effective written and verbal communication skills for escalating and reporting findings.
  • Experience with financial services, fintech, or high-growth startups is highly desirable.
  • CAMs certification is a plus.

The compensation range for this role will be commensurate with the candidate's experience and Flex's internal leveling guidelines and benchmarks. For working locations in NY/NJ/CA, the base salary pay range will be $164,000 - $201,000. For all other states, the base salary pay range will be $148,000 - $190,000.

Life at Flex: We understand that it takes a diverse team of highly intelligent, curious, determined, empathetic, and self-aware people to grow a successful company. Our HQ is located in New York City, but we have employees located throughout the US, Australia, Canada and South America. We are growing quickly, but deliberately, with a focus on building an inclusive culture.

We offer many employee benefits. For full-time, U.S. based employees we offer:

  • Competitive pay
  • 100% company-paid medical, dental, and vision
  • 401(k) + company equity
  • Unlimited paid time off + 13 company paid holidays
  • Parental leave
  • Flex Cares Program
  • Free Flex subscription
For full-time non-US employees, we offer:
  • Competitive Pay
  • Company Equity
  • Unlimited PTO

Flex is an equal opportunity workplace. We do not discriminate on the basis of any protected group status under any applicable law.

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Job Tags

Full time, Relocation package, Flexible hours, 3 days per week,

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