Job Summary Reviews, underwrites, and conditions a variety of loan products including FHA, VA, and conventional loans. Reviews applications and corresponding documents for accuracy and suitability. Interprets Automated Underwriting System (AUS) requirements and utilizes investor, agency, and internal guidelines to perform essential job duties. Duties and Responsibilities Reviews and approves AUS case files for accuracy, completeness, and issues initial approval. Manually underwrites conventional and government loan products when required. Calculates income for borrowers with variable, self‑employed, etc. as needed. Makes determinations on suitability and accuracy of loan documentation for both loan approval and satisfaction of applicable conditions. Researches agency and investor guidelines to ensure compliance with underwriting standards. Communicates with branch employees regarding questions, concerns, and corrective actions for unacceptable loans. Discusses recommendations and alternatives for solving difficult loans with the Underwriting Manager. Requirements Minimum Education and Experience Associate's degree (A.A.) or equivalent in specialized training from a two‑year college or technical school combined with one to three years of related experience and/or training; knowledge and understanding of mortgage underwriting terminology and guidelines. Direct Endorsement (DE) designation, Certification of Delegated Underwriter preferred. Skills and Abilities Ability to research and evaluate given information relative to underwriting guidelines and lender requirements. Good customer service focus with an eye for detail. Excellent verbal and written communication skills for interaction with a variety of people inside and outside of the organization. Work Conditions On‑site. Weekend work may be required. Benefits M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, profit sharing plan, employee stock purchase plan, employee home purchase plan, and more. EEO Statement We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug‑free workplace and perform pre‑employment substance abuse testing. Seniority Level Entry level Employment Type Full‑time Job Function Finance Industry Construction #J-18808-Ljbffr M/I Homes, Inc.
...fresh local produce, dairy products, premium groceries, frozen foods, coffee, as well as equipment and supplies Job Overview: Northern... ...will transport and deliver products by driving a straight truck or tractor/trailer to multipole customers each day. This position...
...Company Profile Superprof is the leading tutoring platform in the USA, connecting passionate individuals with eager learners. We operate... ...income. Whether you want to tutor part-time or full-time, online or in-person, Superprof gives you the flexibility to set your own...
Role Overview USPS is accepting applications for PSE Mail Processing Clerks nationwide. This role is vital to ensuring the timely and accurate processing of mail. USPS provides comprehensive training to help you succeed, even if you have no prior experience. Position Details...
...Attend weekly conference calls and weekly trainings Assist with the expansion of the... ...Energetic and enthusiastic Hard working Must pass background check Strong... ...availability with the convenience to work from home Paid State Licenses Residual/Passive...
...Job Type: Full-time Pay: $85,000.00 - $110,000.00 per year Benefits: * 401(k)* 401(k) matching * Dental insurance * Health insurance * Life insurance * Paid time off * Relocation assistance * Retirement plan Medical Specialty: * Physical &...